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1606, 16 Floor, The Corporate Park, Sector 18, Vashi, Navi Mumbai-400703
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Secured Term Loan & OD on Property
Unlock Your Property’s True Potential
Turn your property into a source of business capital.
Through PSU Bank Loan Against Property or Overdraft on Property, we help you unlock funds for expansion, machinery, or working capital with complete transparency and professional guidance.
The Fastest Way To
Why Choose Transcap for LAP Funding
Your property can fuel your next phase of business growth.
At Transcap Ventures, we manage the entire LAP process — valuation, documentation, and coordination — to ensure quick and fair sanction.
Our structured approach helps you get the maximum eligible amount at the lowest PSU Bank interest rate.
We make property-backed loans stress-free and compliant from start to finish.
Loan amount that aligns with your business needs.
Apply for a business loan anytime, pan India.
Apply for a loan anytime, anywhere, at your convenience.
Get funds directly in your bank account within a short time
Secured Term Loan
A Secured Term Loan allows business owners to unlock capital against their residential, commercial, or industrial property. It’s ideal for expansion, diversification, or long-term funding requirements — offering higher loan amounts, lower interest rates, and flexible repayment options through PSU Banks.
Key Benefits
- High Loan Eligibility: Up to 70% of property’s market value.
- Lower Interest Rates: PSU Bank-backed loans ensure affordable funding.
- Long Tenure: Extended repayment periods for comfortable EMIs.
- Flexible Usage: Funds can be used for expansion, machinery purchase, or project finance.
- Tax Benefits: Interest payments may be eligible for tax deductions (as per norms).
Ideal For
- Entrepreneurs expanding operations or manufacturing capacity
- Business owners requiring long-term capital or project funding
- Professionals looking to invest in business diversification
Documentation
- Property ownership documents and valuation report
- KYC, GST, and PAN
- Last 3 years’ ITR and financial statements
- Bank statements and business profile
At Transcap Ventures, we help structure your Secured Term Loan proposal with accurate documentation, valuation coordination, and full compliance — ensuring the best PSU Bank sanction in minimum time.
Overdraft
An Overdraft on Property offers flexible, revolving credit secured by your owned property. It’s perfect for businesses that need quick liquidity for working capital, payments, or short-term requirements without disturbing ongoing term loans.
Key Benefits
- Revolving Credit Facility: Withdraw and repay as per your business needs.
- Interest on Utilized Amount: Pay interest only on the funds you actually use.
- Lower PSU Bank Rates: Backed by Government banks for ethical and affordable financing.
- Property-Backed Security: High limit and flexible usage against your property value.
- No Re-Application Needed: Continuous access to funds within sanctioned limit.
Ideal For
- Business owners managing fluctuating cash cycles
- Business owners needing frequent liquidity for daily operations
- Clients preferring flexibility over fixed EMIs
Documentation
- Property documents with clear title and valuation
- Financials and ITRs for last 2–3 years
- KYC, GST registration, and business proof
- Bank statements and credit report
At Transcap Ventures, we ensure your OD on Property is structured strategically — with transparent terms, proper valuation, and full PSU Bank compliance — giving your business the liquidity it deserves.
Our Working Partner
Trusted PSU Banking Partners
Simple Loan Approval Steps
Loan ApplicationProcess
Fill out the loan inquiry form with your basic details and loan requirement.
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Visit Us Here
1606, 16 Floor, The Corporate Park, Sector 18, Vashi, Navi Mumbai-400703
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Office Working Days
Mon to Sat : 09am - 07pm
Sunday : Closed