Check My Eligibility
Find Out If You Qualify for a ₹1 Cr+ Business Loan!
Get a FREE Loan eligibility consultation with our experts.
Know your chances, required documents, and best loan type — before you apply.
Your growth journey starts here.
Talk to our funding specialists for a customized solution.
Contact us and unlock new opportunities.
Contact Info
Locate us
1606, 16 Floor, The Corporate Park, Sector 18, Vashi, Navi Mumbai-400703
Get in Touch
Social Media
Cash Credit & Overdraft
Get Expert Help for Your Working Capital Needs
Maintain healthy cash flow with PSU Bank Cash Credit (CC) and Overdraft (OD) facilities.
Our experts analyze your business needs and help structure the right working-capital limit for smooth operations — fast, ethical, and 100% transparent.
The Fastest Way To
Working Capital Loans
How We Make Your Funding Process Faster
At Transcap Ventures, we understand how vital liquidity is for running and scaling a business.
We simplify the entire process — from preparing your financials to structuring your CC/OD file exactly as per PSU Bank norms.
With accurate documentation and expert presentation, your loan gets approved faster and at lower interest.
No middlemen, no hidden costs — just honest financial guidance that keeps your business moving.
Loan amount that aligns with your business needs.
Apply for a business loan anytime, pan India.
Apply for a loan anytime, anywhere, at your convenience.
Get funds directly in your bank account within a short time
Cash Credit (CC)
A Cash Credit facility helps businesses manage daily operational expenses by providing continuous access to working capital. It allows you to draw funds within a sanctioned limit to handle production costs, supplier payments, or inventory purchases — without disturbing your business cash flow.
Key Benefits
- Continuous Working Capital: Withdraw funds as and when required within your limit.
- Interest on Utilized Amount: Pay interest only on the amount you actually use.
- Renewable Facility: Annual renewal ensures liquidity without reapplying each time.
- PSU Bank Advantage: Enjoy lowest interest rates with maximum reliability.
- Better Cash Flow: Maintain operational smoothness and timely supplier payments.
Ideal For
- Traders, distributors, and manufacturers
- Businesses with recurring purchase and sales cycles
- Exporters and importers managing seasonal or shipment-based cash flow
Documentation
- Business KYC, GST, and PAN
- Financials (last 2–3 years) and ITRs
- Six-month bank statements
- Stock/Receivables statement (if applicable)
At Transcap Ventures, we help you structure your Cash Credit proposal as per PSU Bank norms — ensuring faster sanction, smoother renewal, and a fully transparent process.
Overdraft
An Overdraft facility provides flexible access to funds linked directly to your current account. It allows you to withdraw beyond your balance up to a pre-approved limit, giving you instant liquidity for business operations or emergencies.
Key Benefits
- Instant Access to Funds: Use your OD limit anytime without fresh documentation.
- Interest Flexibility: Pay interest only on the amount utilized.
- Collateral Options: Can be secured against property, fixed deposits, or receivables.
- PSU Bank Transparency: Ethical process, low interest, and full compliance.
- Short-Term Liquidity: Ideal for urgent working capital requirements.
Ideal For
- Business owners managing fluctuating cash cycles
- Firms needing short-term funds for operations or payroll
- Entrepreneurs seeking quick access to working capital without new loans
Documentation
- KYC, GST, PAN, and financial statements
- Six-month current account statements
- Collateral documents (if secured OD)
- Business profile and purpose note
At Transcap Ventures, we help you choose the right Overdraft structure — secured or unsecured — through PSU Banks, ensuring ethical funding, transparent terms, and the lowest possible rate of interest.
Our Working Partner
Trusted PSU Banking Partners
Simple Loan Approval Steps
Loan ApplicationProcess
Fill out the loan inquiry form with your basic details and loan requirement.
Cursus mi pretium tellus duis convallis tempus leo.
Ridiculus mus donec rhoncus eros lobortis nulla molestie.
Morbi nec metus. Phasellus blandit leo ut odio Maecenas.
Habitant morbi senectus netus suscipit auctor curabitur.
Ask Us Anything
Have a Question? Contact Us
Vehicula praesent dui felis venenatis ultrices proin libero. Blandit quis suspendisse aliquet nisi sodales consequat magna.
Visit Us Here
1606, 16 Floor, The Corporate Park, Sector 18, Vashi, Navi Mumbai-400703
Talk To Us
Office Working Days
Mon to Sat : 09am - 07pm
Sunday : Closed