About Us

At Transcap Ventures, we specialize in a wide range of PSU Bank-backed business loans including:

• Secured & Unsecured Business Loans
• Working Capital Loans (CC/OD)
• CGTMSE Government-Guaranteed Loans
• Loan Against Property (LAP)
• Project Finance for Expansion or New Ventures

Every loan is structured as per bank norms, ensuring the best interest rates and smooth approval.

es, in many cases you can.
Our team evaluates your complete financial profile — not just the score. We guide you on improving your eligibility, structuring your proposal properly, and selecting the right PSU Bank or scheme where approval chances are higher.

PSU Banks offer the lowest interest rates, longer tenures, and maximum transparency.
Unlike private lenders or NBFCs, PSU Banks follow RBI-regulated policies, ensuring no hidden charges or inflated interest.
With the right file and guidance, they are the safest and most affordable funding option for your business.

Absolutely ✅....
We help MSMEs and startups get collateral-free business loans under the CGTMSE scheme — up to ₹10 Crore (subject to eligibility).
Our experts handle the entire process — from preparing your project report to presenting the file as per CGTMSE and PSU Bank guidelines.

Our process is simple, structured, and transparent:

1. Consultation & Eligibility Check – We analyze your business and funding needs.
2. Documentation & Structuring – Our experts prepare your file exactly as per PSU Bank standards.
   
3. Bank Presentation – We connect with the right PSU Bank officer for proposal review.
   

4. Approval & Disbursement – Once approved, we guide you till loan disbursement and post-sanction compliance.

We maintain complete transparency — fees and are discussed only after the initial eligibility check and mutual consent.
Our goal is to build trust first, not collect charges.

Depending on your loan type and documentation, approval can happen in as little as 15 to 20 working days.
We ensure that your proposal meets all compliance requirements to avoid delays and rejections.

Because we combine real banking experience with ethical financial advisory.

• Loans only from PSU Banks
• Lowest interest rates
  
• End-to-end project handling
  
• Guidance even for low CIBIL or complex cases

• Transparent communication — every step

At Transcap Ventures, we don’t just get you a loan — we get you the right loan.